Do you ever wonder if you have taken the proper steps to protect your family’s future? Do you question whether you could plan better for your children’s education, career path, or your own retirement? Different life experiences create new challenges and financial needs.
Let us help you identify your priorities and re-evaluate your own retirement and investment goals. Call today to see how comprehensive financial planning can change your outlook on life.
Nadine M Lord is a Certified Financial Planner™, a Investment Advisor Representative, and a Registered Representative with National Planning Corporation. After careful review of your investment, estate, and income tax objectives, a balanced portfolio that fits your "investment comfort zone" will be recommended and reviews of those recommendations will be scheduled at least annually or whenever necessary. A balanced portfolio might consist of:
- Stocks (or Equities), through individual stock shares, mutual funds, variable annuities
- Bonds, through individual bond issues, bond mutual funds
- Real Estate, through Real Estate Investment Trusts (REITS)
- Money Market Instruments, including Bank Certificate of Deposits or Money Market mutual funds
- Fixed or Index Annuities
- or even a fully Managed Portfolio, where the investment selection and management is done automatically without a commission or ticket charge. A managed account is subject to ongoing Asset Management Fees, which in many cases, are income tax deductible.
Remember, typically the Higher the Risk, Higher the Return Potential and the Lower the Risk, Lower the Return Potential. Stocks may not be suitable for a conservative investor. The return and value of stocks will redeemed, shares may be worth more or less than their original cost. Qualified and annuity distributions may be subject to taxes and a 10% penalty if withdrawn prior to age 59 1/2.