The most important thing when considering an investment or investment strategy is knowing what your investment goals and your risk tolerance are.  What do you expect from your investments and how much risk are you willing to accept to achieve those goals.  Then we consider asset management; just how much "hands on" management do you, the investor, want to be involved in.  Are Income Taxes a consideration when developing an investment strategy?  How about Estate Planning considerations?

Recommended investment vehicles should always take into consideration your personal investment objectives and risk tolerance.  The investment professional helping you with your investment selection should be certified with the necessary credentials and licenses.  Not only do your investments need to work for you to achieve your goals, but it is critical that you are comfortable with your investment selection.

Nadine M Lord is a Certified Financial Planner™, a Investment Advisor Representative, and a Registered Representative with National Planning Corporation.  After careful review of your investment, estate, and income tax objectives, a balanced portfolio that fits your "investment comfort zone" will be recommended and reviews of those recommendations will be scheduled at least annually or whenever necessary.  A balanced portfolio might consist of:

• Stocks (or Equities), through individual stock shares, mutual funds, variable annuities
• Bonds, through individual bond issues, bond mutual funds
• Real Estate, through Real Estate Investment Trusts (REITS)
• Money Market Instruments, including Bank Certificate of Deposits or Money Market mutual funds
• Fixed or Index Annuities
• or even a fully Managed Portfolio, where the investment selection and management is done automatically without a commission or ticket charge.  A managed account is subject to ongoing Asset Management Fees, which in many cases, are income tax deductible.